
On March 28, an earthquake struck Myanmar and Bangkok, causing travelers to reevaluate the necessity of travel insurance. Those in the affected areas found their insurance policies beneficial during the crisis for securing assistance amid chaos.
Why Consider Travel Insurance? Many travelers often overlook travel insurance, perceiving it as an unnecessary expense. However, those who had activated their policies during the earthquake benefitted immensely, gaining crucial support when communication with authorities was severely disrupted.
Key Coverage Areas
Travel insurance should ideally cover unexpected incidents such as natural disasters. Most policies encompass trip cancellations or interruptions potentially caused by events like earthquakes or volcanic eruptions. Depending on your insurance provider, you may be reimbursed for nonrefundable travel costs.
Medical Emergencies and Evacuations Travel insurance should also encompass medical emergencies linked to natural catastrophes, ensuring coverage for unforeseen medical expenses. Many affiliated emergency providers are available around-the-clock, ensuring quick response actions to transport affected individuals to hospitals or clinics.
Handling Missed Travel Plans
Insurance typically addresses missed connections due to disasters, covering flight delays or canceled tours. Protecting yourself with an insurance policy provides peace of mind, especially during catastrophic events.
Pre-Travel Considerations When selecting a travel insurance provider, check whether they cover non-medical evacuations during emergencies. Having contact details for your provider easily accessible can significantly ease stress during adverse situations.
By ensuring you have the right coverage, you can focus on enjoying your travels while staying protected.